hmos takes the care out of health care Essay -- essays research papers

HMOs Take The ‘Care’ Out Of Health Care.   Ã‚  Ã‚  Ã‚  Ã‚  In the early 1990s insurance companies, in attempt to control spiraling medical costs, created what would be termed â€Å"health maintenance organizations†, also known as HMOs. What HMOs do is create a team of physicians and medical personnel that the patients agrees to use. Within the contracts both the patient and the doctor sign, limits and restrictions are put on what the hospital will reimburse and what they will or will not provide in order to keep the costs down. At the beginning, these organizations were successful in bringing medical costs down and has made health insurance more affordable than ever. However, the contracts that the HMOs have you sign basically limits the doctor on how he or she can treat their patients, thus putting their job as the physician in the hands of the HMO. As profits began to go up and down these organizations have put more effort into keeping their costs down and have lost sight of actually caring fir the patients they are insuring.   Ã‚  Ã‚  Ã‚  Ã‚  To prove my thesis in this paper I will discuss how our senior citizens and the chronically ill have been hurt by recent cuts their HMOs have made. I will discuss the many reports of HMO negligence and the issues concerning the patient doctor relationship. I will also go into what actions, or lack thereof, our government has taken in response to HMO woes. All of these points will show that HMOs have lost the concept for caring for their patients including our elders who are one genre that are being hit hard by the actions these HMOs have taken.   Ã‚  Ã‚  Ã‚  Ã‚  In January of 2001, nearly one million senior citizens were kicked out of their Medicare health plan (â€Å"What’s Behind† 1). Why have so many HMOs dropped these health plans? The reason why is because these Medicare programs are for the elderly only and simply were not profitting, and in response, the insurance companies shut them down. The HMOs claim that federal reimbursement levels were not keeping up with the medical cost inflation forcing them to cut these programs. For instance, in 2001, the government’s reimbursement to the HMOs went up only 2 percent while the insurance company’s costs went up between 11 and 13 percent (par.3). Though the reimbursement level issues may have contributed to the HMOs decision to cut these pro... ...ted high levels of stress associated with dealing the multiple agencies and healthcare providers. Since managed care’s beginning, the way medical care has been provided and delivered as drastically changed, and this trend is more than likely to continue. No one is going to be hit harder by these changes than the families who have children with complex chronic medical conditions. Work Cited Alleger, Irene. â€Å"HMO’s- Business Masquerading as Medical Care.† Towsned Letter for Doctors and Patients 215 (2002): 135. par. 9. Almanac of Policy Issues. â€Å"Universal Health Care Coverage.† March 29, 2005. American Medical Student Association. â€Å"Myths & Facts About Single-Payer Universal Coverage.† Marc.h 29, 2005 Canadian Health Care . â€Å"Canadian Health Care.† March 29,2005. â€Å"HHS:HMO’s Ignore Medical Incompotence.† International Council fpr Health & Human Services 5.21 (2001): 1-2 par. 17. Tuleya, R.J. â€Å"The HMO Dilema.† Nutrition Health Review: The Consumer’s Medical Journal 79 (1999): 3. par. 22. â€Å"What’s Behind the Medicare Woes?† People’s Medical Society Newsletter 19.6 (2001): 1-2 par. 7. Universal Health Care. â€Å"Summary of recommendations Poor Health and Homeless. March 29, 2005.